Cancellation & Refund Policy
EnsoCure Healthcare and Research Pvt. Ltd.
Terms of Use for Enso Health App
Effective from 01/08/2022
This Application is operated/provided by Ensocure Health and Research Pvt. Ltd.
EnsoCure Healthcare and Research Pvt. Ltd. (in short, “Enso”) is a company registered under the Indian Companies Act, 2013 with its registered office in Bangalore. The Enso team consists of doctors, nurses and Allied Healthcare workers and administrative staff who provide/support Enso in facilitating health care services.
Enso’s Clinic is located at 10, 2nd Cross, Green Leaf Layout, 80 Feet Rd, Koramangala 4th Block, Koramangala, Bengaluru, Karnataka 560034. In addition to in-person consultation, Enso offers medical services as detailed in this Service Level Agreement through any of the telecommunication devices including landline, mobile phone, Tablet, Desktop, Laptop or any other device (in short, “Device”) including through WhatsApp, SMS, and Enso’s Application (in short “App”) called Ensocure.
The Enso End Users License Agreement lists the key terms and conditions that you should be aware of if you choose to download and install the App on your Device and can be accessed on our website.
The Enso Privacy Policy protects the User’s medical or health information provided to Enso at the time of Telemedicine Consultation and can be accessed at Enso’s website.
The Enso Service Level Agreement provides details of the nature and extent of services that Enso provides to its User and shall be effective from the date on which the User downloads and installs the App or communicates with Enso either through the App, the Website, as the case maybe.
The Enso Terms of Use further describes the terms and conditions that govern the manner in which the App can be used by the User and can be accessed at Enso’s website. At the time of publishing these Terms of Use, Enso’s App “Ensocure” is being provided to You in the Beta version. Updates of these Terms of Use shall be published on Enso’s website and the App. Users shall be responsible for updating themselves of further updates of these and other applicable policies.
These terms of use (“Terms of Use”) read with the Privacy Policy and End Users License Agreement available on the Application and the website constitutes a legal binding agreement between You and Enso and shall apply to and govern Your visit to and use, of the Application (whether in the capacity of a user) and any of its services whether through a computer (Desktop, Laptop), a mobile phone, a Tablet or any other device (“Device”) as well as to all information, recommendations and or Services provided to You on or through the Application. This Agreement defines the terms and conditions under which you are allowed to use the Application and describes the manner in which we shall treat your account while you are registered as a member with us. These Terms of Use apply to the Services made available by Enso on the Application including the Services rendered by Enso listed on the Application, to various users and visitors of the Application. We reserve the right to store information on a User’s computer in the form of “cookie” or similar file for purposes of modifying the Application to reflect the User’s preference. Enso shall try and ensure that all information that is provided on the Application with respect to policies/Services are accurate in all respects and are kept up to date. However, Enso does not guarantee the timeliness, accuracy, completeness, reliability or content of the information and any changes that are made with respect to the same and the visitor/Customer is required to check the accuracy of the same with the office of Enso.
Enso’s performance to this Agreement is subject to existing laws and legal process, and nothing contained in this Agreement is in derogation of Enso’s right to comply with governmental, court and law enforcement directions relating to the use of this Application or information provided to/gathered by Enso vis-à-vis such use.
Enso may introduce new services in relation to the Application from time to time. The existence and availability of the new services will be notified on the Application as and when they become available and any revisions in the Terms of Use will take place in accordance with these Terms of Use. In addition, Enso may also publish notices of general nature, which are applicable to all visitors or User on its Application or website. Such notices will have the same effect as a notice served individually to each visitor or User.
This document is an electronic record in terms of Information Technology Act, 2000 and rules thereunder as applicable and the provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures. By accessing this Application, You are consenting to be bound by these Terms of Use and the Privacy Policy. PLEASE ENSURE THAT YOU READ AND UNDERSTAND ALL THESE TERMS OF USE BEFORE YOU USE THE APPLICATION. If You do not accept any of the Terms of Use, then please do not use the Application or avail any of the services/Services being provided therein. For the avoidance of doubt, Your failure to be bound by these Terms of Use shall not extend to the provision and acceptance of the in-person Services as per the provisions of the Service Level Agreement accepted by You.
Your acceptance of the Terms of Use shall be deemed to include your acceptance of the Privacy Policy available in the App.
I. DEFINTIONS
All of the defined and capitalized terms in these User Terms will have the meaning assigned to them here below:
1.“Account” shall mean the account created by the User on the Application for availing the Services provided/facilitated by Enso.
2.“Applicable Laws” shall mean and include all applicable statutes, enactments, acts of legislature or parliament, laws, ordinances, rules, by-laws, regulations, notifications, guidelines, policies, directions, directives and orders of any governmental authority, tribunal, or a court of India.
3.“Application” or “App” shall mean our mobile application as updated by Enso from time to time.
4.“User/Patient” shall mean and include:
a. A patient, availing this service on his/her consent, being or not being sponsored/promoted by any organisation/body to utilise the services through the Application, his/her representatives or affiliates, searching for availing health and medical services through the Site/Application; or
b.Otherwise a user of the Application who has an Account on the Application (“End User”).
c. A visitor of the Application.
1. “Force Majeure Event” shall mean any and all events arising due to any cause beyond the reasonable control of Enso.
2.“Enso” or “us” or “we” or “our” shall mean EnsoCure Healthcare and Research Pvt. Ltd., a company incorporated under the provisions of the Companies Act, 2013 and having its registered office at 10, 2nd Cross, Green Leaf Layout, 80 Feet Rd, Koramangala 4th Block, Koramangala, Bengaluru,
Karnataka 560034 and which expression shall, unless it be repugnant to the context or meaning thereof, be deemed to mean and include all its successors, affiliates and permitted assigns.
3.“Registration Data” shall mean and may include the present, valid, true and accurate name, email ID, phone number and such other information as may be required by Enso from the User from time to time for registration on the Application.
4.“Services” shall mean the Services as defined under the Service Level Agreement entered into between Enso and You. Services mean the various categories of Services including the following made available through the Site/Application for Users, the facility to:
a. create and maintain ‘Health Accounts’ and upload claim requests track the progress of the same;
b. Make appointments with Enso staff;
c. To avail other services offered by Enso, like but not limited to, medicine delivery, diagnostics, home-healthcare, track health vitals, medical counselling and physical examination by health care workers, etc.
5. “Site” shall mean the Application operated by Enso or any other software that enables the use of the Application or such other URL as may be specifically provided by Enso.
6.“Sponsored Listing” means any third party sites, products or services listed on Enso’s website or App, as the case maybe, for facilitating health care needs of its Users/Patients.
7.“Terms of Use” or “Terms and Conditions” shall mean these User terms and conditions.
II. ELIGIBILITY
1.You will be “Eligible” to use the Services only when You fulfil all of the following conditions: (i) You are competent to enter into a contract under the Applicable Laws and (ii) You have attained at least 18 (eighteen) years of age, (iii) If you are under 18 years of age, your parent or guardian has consented on your behalf to avail the Services.
2. If You reside outside India, no Services are extendable to You. You are however allowed to use this Application only in order to assist your parent/family living in India and availing Services.
III. REGISTRATION/MEMBERSHIP AND MANNER OF USAGE OF ACCOUNT
1.You understand and acknowledge that You can register on the Site only after complying with the requirements of this Clause 3 and by entering Your Registration Data.
2.You shall ensure that the Registration Data provided by You is accurate, complete, current, valid and true and is updated from time to time. We shall bear no liability for false, incomplete, old or incorrect Registration Data provided by You.
3.You are solely responsible for maintaining the confidentiality of Your Registration Data and will be liable for all activities and transactions that occur through Your Account, whether initiated by You or any third party. Your Account cannot be transferred, assigned or sold to a third party. We shall not be liable for any loss that You may incur as a result of someone else using Your password or Account, either with or without Your knowledge.
4. Enso reserves the right to suspend or terminate Your Account with immediate effect and for an indefinite period, if We have a reason to believe that the Registration Data or any other data provided by You is incorrect or false, or that the security of Your Account has been compromised in any way, or for any other reason We may find just or equitable.
5. Except for the Registration Data or any other data submitted by You during the use of any other service offered through Site (“Permitted Information”), Enso does not want You to, and You should not, send any confidential or proprietary information to Enso on the Site or otherwise, unless otherwise is required by Applicable Laws. In accepting these Terms of Use, You agree that any information or materials that You or individuals acting on Your behalf provide to Enso other than the Permitted Information will not be considered confidential or proprietary.
6. It is Your responsibility to check to ensure that You download the correct application for Your device. We are not liable if You do not have a compatible mobile device or if You download the wrong version of the Application for Your mobile device. We reserve the right to terminate the Service and the use of the Application should You be using the Service or Application with an incompatible or unauthorized device.
7.We allow You to open only one Account in association with the Registration Data provided by You. In case of any unauthorized use of Your Account please immediately reach Us a [provide email address]. In case, You are unable to access Your Account, please inform Us at [provide email address] and make a written request for blocking Your Account. We will not be liable for any unauthorised transactions made through Your Account prior to the expiry of 72 (seventy-two) hours after You have made a request in writing for blocking Your Account, and shall not have any liability in case of Force Majeure Events.
8.By using the Application or the Service, You further agree that: (i) You will only use the Service or download the Application for Your sole, personal use and will not resell or assign it to a third party; (ii) You will not use an account that is subject to any rights of a person other than You without appropriate authorization; (iii) You will not use the Service, or Site/Application for unlawful purposes; (iv) You will not try to harm the Service, Site, Application in any way whatsoever; (v) You will provide Enso with such information and documents which Enso may reasonably request; (vi) You will comply with all Applicable Law while using the Site/Application or Service; and (vii) You are aware of and
shall comply with the Information Technology Act, 2000 and the rules, regulations and guidelines notified thereunder.
9.Enso reserves the right to immediately terminate the Service and the use of the Application in the event of non-compliance with any of the above requirements. Further, Enso will store the information provided by You or record your calls for contacting You for all Service related matters including obtaining feedback in relation to the Services provided/facilitated through the Site/Application. You shall promptly inform Enso on any change in the information provided by You.
10. Enso or an authorised representative of Enso, shall provide information regarding services, discounts and promotions provided by Enso to You by way of an SMS or email to Your registered mobile number/registered email ID. You also have the option to discontinue receiving such information at any point of time. To discontinue receiving such information, You may at any point of time visit the specific link provided in the Site/Application to discontinue the same.
11. ENSO WILL BE ENTITLED TO PROCESS AND TRANSFER YOUR INFORMATION AS AND WHEN IT DEEMS FIT AND IT MAY STORE YOUR INFORMATION IN ORDER TO PERFORM ENSO’S OBLIGATIONS UNDER THESE TERMS OF USE.
12. You agree to grant Enso a non-exclusive, worldwide, perpetual, irrevocable, royalty- free, sub-licensable (through multiple tiers) right to exercise the copyright, publicity, database rights or any other rights You have in your information, in any media now known or not currently known, with respect to Your information. YOU AGREE AND PERMIT ENSO TO SHARE YOUR INFORMATION AND/OR PERMITTED INFORMATION, WITH THIRD PARTIES.
13. You agree and permit Enso to share any information provided by You with third parties in order to facilitate provision of Services including certain value-added/ancillary services offered by such third parties to You and/or to provide Services including certain value-added services to You by Enso. You hereby expressly consent to receive communications from Enso/third parties offering Services/value-added services to You through Your registered phone number and/or e-mail id and/or the Site. You agree that You will not hold Enso responsible for any such communications received from third parties, nor will any such communication amount to spam, unsolicited communication or a violation of Your registration on the national do not call registry. Further, you agree that Enso may contact you through telephone, email, SMS, or any other electronic means of communication for the purpose of:
1.Obtaining feedback in relation to Site/Application or Enso’s services, including chatbot whenever it becomes available; and/or.
2.Connecting for any further details like diagnostics, medicine delivery requests, product redemptions, consultation management, etc.
3.Resolving any complaints, information, or queries by Enso regarding your critical content;
4.and you agree to provide your fullest cooperation further to such communication by Enso.
1. You are provided with the facility to book an appointment with a Physician, Nurse and/or Dietician listed in the Site/Application. When you choose this option, you choose to schedule a video/audio/chat session with the Physician, Nurse and/or Dietician through technological services provided by Enso, and the records of such calls may be recorded and stored in Enso’s servers. Such records are dealt with only in accordance with the terms of the Privacy Policy, accessible at [hyperlink].
2. The Site/Application is deemed to be in use when it is loaded in a temporary or permanent memory of Your Device.
3.All transactions, which cannot be carried out instantaneously, shall be carried out during working hours either on the same day or on the next working day or such further period as may be determined and/or specified by Enso depending upon the time of logging of the transaction.
I. ENSO UNDERTAKING
1.Enso medical staff (including the Physician, Nurse, Dietician, as applicable) is and shall be duly registered, licensed and qualified to practice medicine/provide health care, wellness services, as per applicable laws/regulations/guidelines set out by competent authorities and the Enso medical staff shall not be part of any arrangement which will prohibit him/her from practicing medicine within the territory of India. Enso Medical staff shall at all times ensure that all the applicable laws that govern them shall be followed and utmost care shall be taken in terms of the consultation/ services being rendered via the Site/Application.
I. APPOINTMENT BOOKING AND INTERACTION WITH ENSO MEDICAL STAFF
1. Appointments and consultation, as a the case maybe, shall follow the binding Service Level Agreement between the User and Enso.
2.Without prejudice to the generality of the above, Enso, will not be liable for
a. cancellation or rescheduling of booked appointment. See the terms in the Annexe to the Service Level Agreement that regulates the booking of appointments;
b. Any error in the medical reports provided to Enso from a third party including a clinic, hospital or the User.
I. NO EMERGENCY SERVICES
1.The Services are not intended to be a substitute for getting in touch with emergency healthcare, like suicidal tendencies and severe mental ailments. If you are an User facing a medical emergency (either on your or a another person’s behalf), please contact an ambulance service or hospital directly.
II. APPLICATION LICENSE
1. Subject to Your compliance with these User Terms, Enso grants You a limited, revocable, non-exclusive, non-transferable and non-sub licensable license to download and install a copy of the Application on Your Device that You own or control and to run such copy of the Application solely for Your own personal use and to use the Site.
2.You shall not (i) license, sublicense, sell, resell, transfer, assign, distribute or otherwise commercially exploit or make available to any third party the Site/Application in any way; (ii) modify or make derivative works based upon the Application; (iii) create Internet “links” to the Service or “frame” or “mirror” any Site on any other server or wireless or Internet-based device; (iv) reverse engineer or access the Site in order to (a) design or build a competitive product or service, (b) design or build a product using similar ideas, features, functions or graphics of the Site/Application, or (c) copy, reproduce, record, or make available to the public any ideas, features, functions or graphics of the Site/Application, or (v) launch an automated program or script, including, but not limited to, web spiders, web crawlers, web robots, web ants, web indexers, bots, viruses or worms, or any program which may make multiple server requests per second, or unduly burdens or hinders the operation and/or performance of the Site/Application.
3.You shall not: (i) send spam or otherwise duplicative or unsolicited messages in violation of Applicable Laws; (ii) send or store infringing, obscene, threatening, libelous, or otherwise unlawful or tortious material, including material harmful to children or violative of third
party privacy rights; (iii) send or store material containing software viruses, worms, Trojan horses or other harmful computer code, files, scripts, agents or programs; (iv) interfere with or disrupt the integrity or performance of the Site, the Application or Service or the data contained therein; or (v) attempt to gain unauthorized access to the Site, the Application or Service or its related systems or networks.
4.Enso will have the right to investigate and prosecute violations of any of the above to the fullest extent of the law. Enso may involve and cooperate with law enforcement authorities in prosecuting Users who violate these Terms of Use. You acknowledge that Enso has no obligation to monitor Your access to or use of the Site, or posted content, but has the right to do so for the purpose of operating the Site/Application and Service, to ensure Your compliance with these Terms of Use, or to comply with Applicable Law or the order or requirement of a court, administrative agency or other Governmental body. Enso reserves the right, at any time and without prior notice, to remove or disable access to any content that Enso, at its sole discretion, considers to be in violation of these Terms of Use or otherwise harmful to the Site, the Service or Application.
I. FORCE MAJEURE
1.We shall not be liable for any failure to perform any obligations under this Terms of Use, if the performance is prevented, hindered or delayed by a Force Majeure Event and in such case our obligations under this User Terms shall be suspended for so long as the Force Majeure Event continues.
2.In this Clause, “Force Majeure Event” means an event beyond the reasonable control of the Licensor including, without limitation, act of God, war, riot, civil commotion, malicious damage, compliance with a law or governmental order, rule, regulation or direction, pandemic, accident or breakdown of plant or machinery not due to the negligence of the Affected Party, fire, flood and storm.
III. INDEMNIFICATION
1.By accepting these Terms of Use and using the Service, You agree that You shall defend, indemnify and hold Enso, its affiliates, their licensors, and each of its officers, directors, other users, employees, attorneys, third party service providers and agents harmless from and against any and all claims, costs, damages, losses, liabilities and expenses (including attorneys’ fees and costs) arising out of or in connection with: (a) Your violation or breach of any term of these Terms of Use or any Applicable Law or regulation, whether or not referenced herein; (b) Your violation of any rights of any third party\or (c) Your use or misuse of the Application or Service.
I. LIMITATION OF LIABILITY
1.Enso will reasonably keep the Site/Application and its contents correct and up to date but does not guarantee that (the contents of) the Site is free of errors, defects, malware and viruses or that the Site is correct, up to date and accurate.
2.Enso shall not be liable for any damages resulting from the use of or inability to use the Site/Application, including damages caused by wrong usage of the Site, network issues, malware, viruses or any incorrectness or incompleteness of the Information or the or Application.
3.In no event shall Enso shall be liable for:
a.any unauthorized access to or alteration of your transmissions or data; or
b.any other matter relating to the Site/Application or the Service.
1.If Applicable Law does not permit the exclusion of certain warranties or the limitation or exclusion of liability, the scope and duration of such warranty exclusions and the extent of the liability of Enso shall be the minimum permitted under Applicable Law.
2.Under no circumstances, including but not limited to negligence, shall Enso, its employees and directors, its suppliers and its third party advisors be liable to You for any direct, indirect, incidental, special or consequential damages or any damages whatsoever including punitive or exemplary (including, but not limited to, damages caused by any virus, personal injury, loss of profits, data or other intangible, business interruption, loss of privacy, or any other pecuniary loss), arising out of or in any way connected with the use/delivery/performance of this Site/Application, with the delay or inability to use this Site/Application or any links or items on the Site/Application, the provision of or failure to provide Services, or for any information, software, products, services and related graphics obtained through this Site/Application, or otherwise arising out of the use of this Site/Application, whether based on contract, tort, strict liability or otherwise, or for cost of procurement of substitute goods and repair & correction services or resulting from the use of this Site/Application or obtained or messages received or transactions entered into through or from the Site/Application or resulting from unauthorized access to or alteration of your transmissions or data, even if we have been advised of the possibility of such damages.
3.You agree that We shall not be liable for any damages arising from interruption, suspension or termination of the Site/Application, including but not limited to direct, indirect, incidental, special,
consequential or exemplary damages, whether such interruption, suspension or termination was justified or not, negligent or intentional, inadvertent or advertent. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages. However, in no event shall Our liability to You for all damages, losses and causes of action (whether in contract or tort, including but not limited to, negligence) exceed the amount paid by You, if any, for accessing the Site/Application.
4.All transactions that are carried out by and on behalf of the User shall be subject to Government notifications, the rules, regulations and guidelines issued by the Information Technology Act, 2000, the Indian Medical Council Act, 1956 and those of other regulatory bodies defining rules/regulations governing the offer of any service on the Application. Enso does not guarantee or warranty that there will be uninterrupted access to and/or use of the Payment and Delivery Mechanism. Enso shall not be liable if any transaction does not fructify or may not be completed or for any failure on part of Enso to perform any of its obligations under these Terms of Use or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a Force Majeure event and in such case its obligations shall be suspended for so long as the Force Majeure event continues.
I.THIRD PARTY WEBSITES
1.The Site/Application may be linked to the website of third parties, affiliates and business partners. However, we are not, directly or indirectly, implying any approval, association, sponsorship, endorsement, or affiliation with any linked website, unless specifically stated herein. We are not responsible for examining or evaluating, and we do not warrant the offerings of any businesses or individuals or the content of their websites. We do not assume any responsibility or liability for the actions, products, services, and content of any other third parties. You should carefully review the legal statements and other conditions of use of any website which you access through a link from this Site/Application. Your linking to any other off-site websites is at your own risk.
2.Enso has no control over, and is not liable or responsible for content, accuracy, validity, reliability, quality of such websites or made available by/through Our Site/Application. Enso assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect Your equipment or access to Your account, use of, or browsing the Site/Application or the downloading of any material, data, text, images, video content, or audio content from the Site/Application. If You are dissatisfied with the Site/Application, Your sole remedy is to discontinue using the Site/Application.
3.Enso shall not be liable, at any time, for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained at the Site/Application.
4.Enso reserves the rights to display third party sponsored advertisements on the Site/Application (“Sponsored Listings”). Enso does not encourage Users to visit the Sponsored Listings page or to avail any services from them. Further, Enso shall not be liable for the services that are not directly provided by them, including of the providers of the Sponsored Listings. You represent and warrant that you will use these Sponsored Listing services in accordance with applicable law. Any contravention of applicable law as a result of your use of these services is your sole responsibility, and Enso accepts no liability for the same.
IV. INTELLECTUAL PROPERTY OWNERSHIP
1.Enso alone (and its licensors, where applicable) shall own all right, title and interest, including all related intellectual property rights, in and to (i) the Site, Application, Service and any suggestions, ideas, enhancement requests, feedback, recommendations or any other offering; (ii) text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code; or (iii) other information provided by You or any other party relating to the Site, Application or the Service. Third party trademarks may appear on this Site/ Application and all rights therein are reserved to the registered owners of those trademarks. For use of any third party’s intellectual property, You need to get permission directly from the owner of the intellectual property for any use.
2.These Terms of Use do not constitute a sale and do not convey to You any rights of ownership in or related to the Site/Application, or any intellectual property rights owned by Enso. You shall be solely responsible for any violations of any laws and for any infringements of any intellectual property rights caused by use of the Services or the Site/ Application.
V. TERM AND TERMINATION OF USER TERMS
1.Unless terminated and subject to the terms of the Service Level Agreement, the Agreement between Enso and You is perpetual in nature upon downloading the Application and availing the Services through the Site/Application.
2. You are entitled to terminate the Agreement at all times by deletion of Your Account, thus, disabling the use by You of the Site/Application.
You can close Your Account at any time by following the instructions on the Site/Application.
3.Enso reserves the right to suspend or terminate a User’s access to the Site/Application and the Services with or without notice and to exercise any other remedy available under law, in cases where,
a. Such User breaches any terms and conditions of these Terms of Use;
b.A third party reports violation of any of its right as a result of your use of the Services and the Site/Application;
c. Enso is unable to verify or authenticate any information provided to Enso by a User;
d.Enso has reasonable grounds for suspecting any illegal, fraudulent or abusive activity on part of the User; or;
e.Enso believes in its sole discretion that User’s actions may cause legal liability for such User, or for Enso or are contrary to the interests of the Site/Application.
4.Once temporarily suspended, indefinitely suspended or terminated, the User may not continue to use the Site/Application under the same account, a different account or re-register under a new account. On termination of an account due to the reasons mentioned herein, such User shall no longer have access to data, messages, files and other material kept on the Site/Application by such User. The User shall ensure that he/she/it has continuous backup of any medical services the User has rendered in order to comply with the User’s record keeping process and practices.
5. Termination of this agreement will not prejudice accrued rights of either Enso or You.
6. Clauses pertaining to Indemnification, Liability, Intellectual Property Ownership, Term and Termination, Notice and Applicable Law and Dispute Resolution and such other provisions which are intended to survive the termination, shall survive the expiry/termination of these Terms of Use in accordance with their terms.
VI. INVALIDITY OF ONE OR MORE PROVISIONS
1.The invalidity of any term of these Terms of Use shall not affect the validity of the other provisions of these Terms of Use. If and to the
extent that any provision of these Terms of Use is invalid, or is unacceptable in the given circumstances, a provision shall apply between the parties instead that is acceptable considering all the circumstances, taking into account the content and the purpose of these Terms of Use.
2.CONFLICT- In the event of any contradiction or inconsistency between these Terms of Use and any other agreement executed between You and Acko, the terms of the User Terms shall prevail unless the exception has been expressly agreed to in writing by making reference to the relevant Clause sought to be modified under these Terms of Use.
II. DISCLAIMER
1.No Warranty. Although all efforts are made to ensure that information and content provided as part of the Site/Application are correct at the time of inclusion on the Site/Application, however, there is no guarantee to the accuracy of the Information. We do not make representations or warranties as to the fairness, completeness or accuracy of Information on the Site/Application. There is no commitment to update or correct any information that appears on the Internet or on the Site/Application. Information is supplied upon the condition that the persons receiving the same will make their own determination as to its suitability for their purposes prior to use or in connection with the making of any decision. Any use of the Site/Application or the information is at your own risk.
2. No Liability. The Services provided by Enso or any of its licensors or service providers/partners are provided on an “as is” and “as available” basis, and without any warranties or conditions (express or implied, including the implied warranties of merchantability, accuracy, fitness for a particular purpose, title and non-infringement, arising by statute or otherwise in law or from a course of dealing or usage or trade). Enso does not provide or make any representation, warranty or guarantee, express or implied about the Site/Application or the Services. Enso does not guarantee the accuracy or completeness of any content or information provided by users on the Site/Application. To the fullest extent permitted by law, Enso disclaims all liability arising out of the Your use or reliance upon the Site/Application, the Services, representations and warranties made by other users or any content or information provided by the users on the Site/Application.
VII. AUTHORITY TO ENSO
1. You hereby authorize Enso to carry out his instructions, effecting such transactions as may be permitted by Enso from time to time, in
accordance with these Terms of Use and such other terms as may be specified by.
VIII. EVIDENCE OF TRANSACTIONS
1.For any transaction which may be permitted by Enso from time to time, Enso’s own records of such transactions maintained through computer systems or otherwise, shall be accepted as conclusive and binding for all purposes. The record of the Transaction as generated from the systems of Enso shall be conclusive proof of the genuineness and accuracy of such transactions.
IX. RESTRICTIONS ON USE
1.Enso owns and holds all the rights for the information, contents, audio, video, logos and trademarks contained in this Site/Application. Any reproduction, modification, creation of derivate works, distribution, transmission, copying, selling, displaying, publishing or using any of the information, contents, audio, video, logos and trademarks contained in this Site/Application for any purpose whatsoever, whether electronically or otherwise, without the prior written permission of Enso is strictly prohibited. Any violation of this provision would be strictly dealt with. You may download material displayed on this Site/Application for your personal use only, provided that you also retain the clauses pertaining to all copyright and other proprietary notices contained in the materials.
2.You acknowledges and affirms that You shall not:
a. Engage in fraudulent, abusive or illegal activity, including but not limited to any communication or solicitation designed or intended to fraudulently obtain the password or any private information of any use.
b.Use the Site/Application to violate the security of any computer network, crack passwords or security encryption codes, transfer or store illegal material including threatening or obscene material or engage in any kind of illegal activity.
3. Although Enso may, from time to time, monitor or review any facilities, if established or otherwise offered at the Site/Application for discussions, chats, postings, transmissions, bulletin boards, and the like on the Site/Application, Enso is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information contained within such locations on the Site/Application. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous,
inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. Enso will fully cooperate with any law enforcement authorities or court order requesting or directing Enso to disclose the identity of anyone posting any such information or materials.
X. RESERVATION OF RIGHTS
1.We reserve the right to change, modify, add to portions of these Terms of Use at any time, subject to Applicable Law and as amended time to time & Enso’s policy.
III. PRIVACY POLICY
1.In the process of using this Site/Application, the Privacy Policy as set forth in the Site/App shall be applicable.
XI. MODIFICATION OF THE TERMS OF USE
1.Enso reserves the right, at its sole discretion, to modify or replace, in part or full, any of these Terms of Use, or change, suspend, block, discontinue or restrict Your use to all or any feature of the Site/Application at any time.
2.Enso shall not be required to notify You of any changes made to these Terms of Use. The revised Terms of Use shall be made available on the Site. You are requested to regularly visit the Site to view the most current Terms of Use. It shall be Your responsibility to check these Terms of Use periodically for changes. Your continued use of the Site/Application constitutes acceptance of the changes and an Agreement to be bound by Terms of Use, as amended.
XII. NOTICE
1.Notices under these Terms of Use may be given by Enso to the User in writing by delivering them to the last address and/or email address given by the User. User may give notice to Enso by delivering them to the address mentioned on Site/Application. In the case of hand delivery, cable, telex, facsimile notices or electronic communication notices or instructions will be deemed served 7 days after posting or upon receipt as the case may be. Documents, which may be sent by electronic communication between the parties, may be in the form of an electronic mail, an electronic mail attachment, or in the form of an available download from the Site/Application. Enso shall be deemed to have fulfilled any legal obligation to deliver to the User if any such document is sent via electronic delivery.
XIII. EXCLUSIVE AGREEMENT
1.You agree that these Terms of Use are the complete and exclusive statement of agreement supersede any proposal or prior agreement, oral or written, and any other communications between you and Enso relating to the subject matter of these Terms of Use. These Terms of Use, as the same may be amended from time to time, will prevail over any subsequent oral communications between you and the Site/Application and/or Enso.
XIV. ASSIGNMENT
1.You shall not assign Your rights under these User Terms without prior written approval of Enso. Enso can assign its rights under the User Terms to any affiliate.
II. NO WAIVER
1. Enso or any of its third party service providers etc. shall not be deemed to have waived any of its/their rights or remedies hereunder, unless such waiver is in writing. No delay or omission on the part of Acko or service providers, in exercising any rights or remedies shall operate as
a waiver of such rights or remedies or any other rights or remedies. A waiver on any one occasion shall not be construed as a bar or waiver of any rights or remedies on future occasions.
III. GOVERNING LAW AND JURISDICTION
1. These Terms of Use shall be governed by the laws in force in the Republic of India.
IV. APPLICABLE LAW AND DISPUTE RESOLUTION
1. Any dispute arising out of or concerning the interpretation of this EULA shall be resolved by mutual discussion between Enso and You.
2. In the event the Parties are unable to resolve the dispute by mutual discussion, after at least 30 (thirty) days of negotiations, the dispute shall be referred to arbitration consisting of a Sole Arbitrator as per the provisions of the Arbitration & Conciliation Act, 1996, as amended from time to time. The seat and venue of arbitration shall be the Arbitration Centre, Bangalore. The Award passed by the arbitrator shall be final and binding on the Parties. The language of arbitration shall be English.
3. Notwithstanding Section XXVII(1) and XXVII(2), Enso shall have the right to seek interim equitable or injunctive relief, as the case maybe, from any court having competent jurisdiction. Any proceedings initiated by the Licensor for injunctive and/or equitable relief shall not amount to a waiver of the right to dispute resolution through arbitration.
4. The courts in Bangalore shall have jurisdiction to entertain any proceedings arising out of or relating to this EULA.
XXVIII. JURISDICTIONAL ISSUES
1. Unless otherwise expressly set forth herein, Enso makes no representation that materials on this Site/Application are appropriate or available for use in any location other than within India. Those who choose to access this Site/Application do so on their own initiative and are responsible for compliance with local laws. The services which are part of the Site/Application do not constitute an offer to sell or a solicitation of an offer to buy any policies/products to any person in any jurisdiction where it is unlawful to make such an offer or solicitation.
2. Except as specifically set forth herein the information contained on this Site/Application is not an offer to sell or any security, insurance product or other product or service. No security, insurance product or other product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the laws of such jurisdiction. Some products and Services may not be available.
XXIX. CONTACT
1. You authorize Enso to call, send SMS and email on the contact number and email ID (made available by you on our Site/Application) and offer you information and services for the product/Services you have opted for. You authorize us to call, SMS or email You for the mentioned purpose, irrespective of whether you register with the Do Not Disturb registry. Enso may from time to time send by e-mail or otherwise, information relating to products and services offered by its Affiliates. For sake of clarification, the above-mentioned right of Enso shall continue to be in effect irrespective of Your termination of Agreement/deletion of Your Account. If you wish to stop receiving such calls, SMS or email from Enso under this clause, please contact Enso at hello@ensocure.com asking Enso not to communicate with you.
Return & Refund Policy is not applicable
Since we serve in Healthcare services, Return Policy is not applicable.